By using the App, you agree to these Terms in full. If you do not agree, you must not use or access the App. These Terms constitute a binding agreement between you and Phoenix DAO LLC.

Umbra Privacy provides cryptographic transactional privacy services on the Solana blockchain using multi-party computation (MPC) to obfuscate transaction details (sender, recipient, and amount).

The App is currently in its testing phase and operates solely on the Solana Devnet. No mainnet functionality or value-bearing transactions are supported at this stage. All interactions are for testing and experimental purposes only.

Umbra Privacy is governed and managed by Phoenix DAO LLC, a Marshall Islands DAO LLC structured under the DAO Act (2022). Decisions, management, and control of Phoenix DAO are algorithmically managed through the Futarchic Mechanism, a set of smart contracts deployed on Solana.

By using the App, you acknowledge and agree that governance decisions, updates, and policies related to the App are determined through this decentralized governance mechanism.

You must be at least 18 years old and legally capable of entering into contracts under the laws applicable to you.

Residents or citizens of jurisdictions where DAO participation or use of blockchain-based applications is restricted are prohibited from using the App.

You agree not to:

• Use the App for unlawful, malicious, or fraudulent purposes;
• Attempt to decompile, reverse-engineer, or disrupt any part of the App or its smart contracts;
• Interfere with or degrade the App’s performance or security;
• Circumvent any technical, governance, or usage restrictions imposed by the DAO or smart contracts;
• Use the App in violation of any applicable laws, including anti-money-laundering or sanctions laws.

The App is experimental and may contain bugs or vulnerabilities. Use is at your own risk.

By interacting with the App or DAO, you understand and accept that:

• Smart contracts and cryptographic systems may fail or behave unpredictably;
• Data or privacy may be lost due to on-chain transparency;
• Future governance actions or protocol upgrades may change App functionality.

Phoenix DAO LLC provides no guarantee of reliability, availability, or security.

All rights, title, and interest in Umbra Privacy’s software, code, logo, design, trademarks, and related materials are owned by Phoenix DAO LLC and/or its licensors.

Unauthorized reproduction, distribution, or modification is prohibited. Open-source components (if any) remain governed by their respective licenses.

• No Warranty: The App and DAO services are provided “as is” and “as available”, without warranty of any kind.
• No Fiduciary Duty: You acknowledge that your participation in the App or DAO does not create any partnership, joint venture, fiduciary, or agency relationship.
• Limitation of Liability: To the fullest extent permitted by applicable law, Phoenix DAO LLC, its Members, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of data, profits, or assets.

You agree to defend, indemnify, and hold harmless Phoenix DAO LLC, its Members, and affiliates from any claims, liabilities, damages, or expenses arising out of your use of the App, your violation of these Terms, or your breach of applicable laws.

Phoenix DAO LLC may modify these Terms at any time, including by approval through the DAO’s governance mechanism. Updates become effective upon posting. Continued use of the App constitutes acceptance of the modified Terms.

Phoenix DAO LLC or the DAO governance mechanism may suspend or terminate your access to the App at any time, with or without notice, for any reason including violation of these Terms.

These Terms are governed by and construed in accordance with the laws of the Republic of the Marshall Islands, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved exclusively in the competent courts of the Republic of the Marshall Islands, unless otherwise determined by the DAO governance mechanism or applicable international arbitration clauses.

For questions or concerns about these Terms, you may contact: